Real Estate Influencers Say There’s a Program That Lets You Buy a Home and Pause Mortgage Payments for a Year. It’s True — But There’s a Catch.

Homeownership is still a dream for many Americans, but the high prices (average home prices are up 2.6% year over year, per Zillow data), and high mortgage rates (6.72% for a 30-year loan at press time, per Bankrate) of today’s…